Early/Late Retirement

Early/Late RetirementNCPSSM2026-01-07T17:59:59-04:00

Is it correct that if my wife receives Social Security based on her own earnings at 62 she cannot switch to 50% of my benefit when I retire?

I have been married for 25 years. I am very ill with a terminal condition. My wife is 61 years old. I retired at age 70 and receive a monthly Social Security benefit of $1,850.

I am 75 years old; my wife is 61. I did not start collecting Social Security until age 70 and receive about $1,650 per month benefit.

I am a US resident alien; lived and worked in the US since 1970. Fully current and paid up member of the Social Security club. Do I have to be a US citizen

I’m 61 years old, retired and in fairly good health. My wife is still working and combined with our income from my savings — we’re really not in need of Social Security money.

My husband just passed away at age 64. He had taken early retirement at age 63 but switched to disability because he had retired due to his poor health.

I am still working full-time. I would like to know how my continued employment would affect my Social Security benefits.

I’m curious about some information my lady friend received last fall from her local Social Security office. When her husband died (age 65), she (age 62)

If my wife collects social security at 62, I expect to be already collecting since I’m five years older. As I understand it, since half of my benefit exceeds her benefit

Do you have a formula to help my wife and I determine when is the best time to start collecting SS benefits?

I am currently receiving Social Security widow benefits. I was born in 1943 and am trying to figure out if full retirement age for me is 66 or 65 and 8 months.

I started taking Social Security in February of this year and now realize it may not have been the best decision. Once Social Security monthly benefits are started

Can I file and suspend my benefits at age 66 and draw spouse benefit only while my wife at age 63 collects her spouse benefits (37.5% of my FRA benefit)

At my full retirement age (FRA) can I apply for spouse benefits only? My wife will be 63 next July and can draw $709. Can I apply for 50% of her benefit

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