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Reading Room

//Reading Room
Reading Room2018-06-19T10:23:07+00:00
509, 2018

3 Strikes Against Women in Retirement

September 5th, 2018|

Saving and planning for retirement is tough enough, in general, but the deck is stacked against women in three important, but not insurmountable, ways.

2510, 2017

Moms Get 16 Percent Less in Social Security Benefits

October 25th, 2017|

Mothers with one child receive 16 percent less in Social Security benefits at age 62 than non-mothers do, according to a new report. Each additional child reduces benefits by 2 percent more.

310, 2017

Baltimore Sun: The Long Game: Women Need to Save More, Plan Earlier for Retirement

October 3rd, 2017|

That path took a different turn after the couple divorced in 1999 and had to divide everything from their home to their savings. Looking toward an uncertain future, Bird worked with a financial planner to map out how much longer she’d need to work and how to start rebuilding her finances. The longtime Glenelg resident relocated to North Carolina, where she’d spent her childhood and could live more affordably.

1205, 2017

NY Times: Health Care? Daughters Know All About It

May 12th, 2017|

As Washington debates the relative merits of Obamacare or Trumpcare, many families have already come up with what is arguably the most reliable form of care in America: It's called daughter care.

812, 2016

Center for Retirement Research at Boston College: Do Late-Career Wages Boost Social Security More for Women than Men?

December 8th, 2016|

Any worker who delays claiming Social Security receives a larger monthly benefit due to the actuarial adjustment. Some claimants – particularly women, who are more likely to take time out of the labor force early in their careers – can further increase their benefits if the extra years of work raise their career average earnings by displacing lower-earning years. This study uses the Health and Retirement Study linked to earnings records to quantify the impact of women’s late-career earnings on Social Security benefits relative to men’s. It also compares the impact on women, depending on their marital status and education.