Q. I started receiving social security disability when I was 49 years old. I now receive $807.00 per month. When I reach full retirement age, will I still get $807.00 thereafter? Or will social security base my check on my working earnings?
A. The Disability Insurance benefit you are receiving is based on the earnings on which you contributed FICA payroll taxes. When you were found eligible for Social Security Disability Insurance benefits, your initial monthly benefit was determined as if you had already reached retirement age. There was no reduction for early retirement.
At retirement age, disability benefits automatically convert to retirement benefits. There is no change in the benefit amount.