Q. I get $13,000 a year social security disability and have zero wages or income. I am a disabled vet that also gets 100% VA disability. The $13,000 Social Security is tax free, right?

A . You will pay tax on your Social Security benefits, based on Internal Revenue Service (IRS) rules. If you:

  • file a federal tax return as an “individual” and your combined income is:
    • between $25,000 and $34,000, up to 50 percent of your benefits may be taxable.
    • more than $34,000, up to 85 percent of your benefits may be taxable.
  • file a joint return, and you and your spouse have a combined income that is
    • between $32,000 and $44,000, up to 50 percent of your benefits may be taxable.
    • more than $44,000, up to 85 percent of your benefits may be taxable.
  • are married and file a separate tax return, you probably will pay taxes on your benefits.

Call the Internal Revenue Service at 1-800-829-3676 for a definitive answer to tax questions.