Q. I am a retired educator, and would like to begin collecting SS on my 65th birthday next March. Do you know the status of pending legislation that would repeal WEP or any other laws limiting SS for retired public employees? Anti-windfall bills seem to have many sponsors, but when are these bills going to actually be voted on? Should I wait to begin collecting my benefit? Thank you for your efforts!
A. Potential future changes in Social Security law should not be a factor in choosing when to begin your Social Security retirement benefit. If Congress modifies or repeals anti-windfall Social Security provisions, and we believe they should, the change is likely to include all affected individuals.