Q. My husband receives a disability check, also our two-year old son. If I apply for disability and become approved, will this affect my husband’s check and what about our son’s check?

A. Your eligibility for a Social Security benefit based on your own Social Security earnings record cannot affect your husband’s benefit in any way. If you each meet the law’s eligibility criteria, each of you is entitled to your full, earned benefit. Your son will continue to be entitled to a benefit based on his father’s Social Security earnings record unless a benefit payable on your earnings record or on your combined records would be a greater amount.