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57. How do I apply for the low-income subsidy (Extra Help)?

If you have limited income and resources but do not have Medicaid, a Medicare Savings Program that helps you pay Part B premiums or Supplemental Security Income (SSI), you need to apply for Extra Help in addition to applying for a prescription drug plan. Extra Help can help you pay for Medicare prescription drug costs.


If you think you may be eligible for Extra Help, please contact your state Medical Assistance (Medicaid) office or SSA office to apply for Extra Help.


• How to apply for Extra Help at your local Medical Assistance (Medicaid) office: Unlike SSA, state Medicaid offices are required by law to screen your eligibility for all other existing programs. Also, a number of states have more generous income and/or asset tests for Medicaid or Medicare Savings Programs, meaning that seniors with incomes and resources above the federal limits could be automatically enrolled into Extra Help. Contact your local Medical Assistance (Medicaid) office to get more information.

• How to apply for Extra Help at the Social Security Administration (SSA): SSA accepts applications at local SSA offices and on their website ( On this website SSA also provides online tools to help you determine if you qualify for Extra Help.

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